Gateway, KYC, settlement, and the one setting that protects your money.
PAN, a bank account in the business name or your name for a proprietorship, and a business proof such as GST registration, Udyam registration or a shop licence. Approval usually takes a few days. A website with contact, privacy and refund pages helps the review.
The gateway collects the payment, deducts its fee, and settles the balance to your bank on its cycle, commonly the next working day. UPI is usually the cheapest method for you to accept; check the gateway's rate card for each method. Refunds go back through the same gateway.
Some store builders route payments through their own account and pay you later, sometimes with a commission on top. With your own gateway the payout, the statement and the dispute process are yours. D2 Commerce OS charges 0% commission and supports Razorpay, Cashfree and Paytm on Free, with other major gateways connected by the team on Brand.
Open a merchant account with Razorpay, Cashfree or Paytm, complete KYC, and connect it to the store. On D2 Commerce OS this is a setting on the Free plan.
Not always. Gateways accept other business proofs such as Udyam registration for small sellers; check the gateway's KYC list.
Usually the next working day after the payment, on the gateway's settlement cycle, less its fee.
Leave your number and we'll take it from there — your store, your catalogue, payment gateways, couriers and delivery setup, done by our team.
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